Watertown, NY

    About Us

    Founded in 1965, Relph Benefit Advisors provides relief to employers offering comprehensive, competitive benefits to their employees.

    This includes strategic planning, funding options, and data analytics for health and welfare plans. We offer custom funding options designed not-for-profits, private education, and municipalities. 

    In 2016 we became founding partners in Alera Group. Our clients benefit from greater national resources, broad expertise in all areas of risk and wealth management, and our collaborative approach to problem-solving.

     

    Hours
    Business Hours:  Monday – Friday 8am-4:30pm

     

    Are you an employee needing help with enrolling or a benefits question?
    Please call 800-836-0026 or email employeeservices@relphbenefitadvisors.com

    Resources

    Are you looking for a new Benefits Broker or TPA?
    Call 800-836-0026, and a Alera Group representative will contact you

    EXPERT EDUCATION

    Events and Webinars

    Employee Benefits

    Supporting Women’s Health Month: Trending Employee Benefits

    In this session, we’ll talk about how employers are helping female employees and dependents be their best through every phase of life: From fertility, maternal care and parenting to peri/menopause, caregiving and mental health. 

    May 16, 2024 at 01:00 pm CT | Virtual

    Sign Up
    Webinar graphic - Alera Engage

    Employee Benefits

    Q2 Compliance Update

    Alera Group's quarterly employee benefits compliance roundup will help you stay current on the latest national regulatory developments impacting employers.

    June 4, 2024 at 01:00 pm CT | Virtual

    Sign Up
    Webinar graphic - Alera Engage

    Employee Benefits

    Optimize Your Benefits: A Three-Pronged Approach

    Want to lower healthcare costs and enrich your benefits program at the same time? If so, this webinar is for you.

    June 20, 2024 at 01:00 pm CT | Virtual

    Sign Up
    Webinar graphic - Alera Engage

    THOUGHT LEADERSHIP

    Insights

    Employee Benefits

    This Mental Health Awareness Month, ‘Run Your Own Race’

    May is Mental Health Awareness Month. Here are tips and resources to help you get started on the route to a happier, healthier you.

    April 25, 2024

    Find out more

    Employee Benefits

    Q1 Considerations: Affordability for Applicable Large Employers

    Under the ACA, Applicable Large Employers (ALEs) are required to offer “affordable” medical coverage to full-time employees or be subject to a fine. In September 2023, the IRS announced that the 2024 affordability percentage would reduce from the 2023 rate of 9.12% to 8.39% as of January 1, 2024. The U.S. Department of Health and Human Services has just released the 2024 Federal Poverty Level (FPL) amounts, with an increase of 3.3%.

    April 23, 2024

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    Employee Benefits

    Three Key Considerations for Large Employers

    Early in the year is the time for employers who are approaching or over 50 employees to document and update the “key components” of being a larger employer, to ensure that no compliance obligation is missed. st of an unpublished page.

    April 23, 2024

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    Employee Benefits

    Webinar: The Ins and Outs of PEOs

    Providing employees with a robust benefits program is vital to attracting and retaining staff while growing an organization, but many small and medium-sized businesses lack the resources and time necessary to manage such a program. Professional employer organizations (PEOs) offer a solution. Alera Group's April 15 webinar, "Finding, Using and Transitioning Out of a PEO" will address the basics and help you strategize.

    April 4, 2024

    Find out more