Health and Welfare Plans:
Everything We Do Benefits You
A group health plan is an employee welfare benefit plan established or maintained by an employer. According to the US Bureau of Labor Statistics, "Health care is typically one of the most expensive benefits for employers to provide, constituting 8.3 percent of total compensation for civilian workers in March 2019."
Great employee benefits are one of the keys to attracting and retaining the best employees. Through planning and consulting, we help you design, administer and manage a cost-effective health and welfare plan that is created to reduce costs, improve workforce productivity, educate employees, mitigate risk and help you attract, retain and develop top employees.
Relph Benefit Advisors offers a broad range of products and services for group employee benefit programs. We assist organizations in designing a benefit package that attracts and retains talent while reflecting your organization’s culture.
- Medical Insurance
- Dental Insurance
- Vision Insurance
- Life Insurance
- Accidental Death & Dismemberment Insurance (AD&D)
- Short-term Disability Insurance (STD)
- Long-term Disability Insurance (LTD)
Experience 360-Degree Relief
Unlike many brokers who merely act as benefit resellers, your RBA team includes advisors, administrative support, actuarial, clinical support, and compliance expertise necessary to provide our clients relief in every aspect of benefit management. Within a HIPPA compliant environment, we have a customer service team to resolve personal questions and claims issues for your employees and their families. Additionally, as Alera Group we provide state-of-the-art resources and technical expertise.
Meet Your Team of Experts:
- Sr Benefit Consultant
- Client Services Manager
- Customer Support Specialist (C.A.R.E.)
Beyond them is another circle of expert support covering every area:
- Regulatory Specialist
- Chief Actuary
- Medical Clinician
- Benefit Administrator
- Technical Consultant
- Claims Administrator
Providing relief to you and your employees means our Team is in training - all the time.
RBA Employees receive relevant industry training and education through professional education sources such as, Thomson Reuters and EBIA (Employee Benefits Institute of America). Carrier representatives regularly update us about various products and solutions available in the market.
There is HIPAA training for all RBA employees to maintain mandated procedures protecting the privacy and security of sensitive information.
Senior Benefit Consultants hold multiple designations that include Registered Health Underwriter (RHU), Registered Employee Benefits Consultant (REBC), Certified Financial Consultant (CFC),
All Client and Customer-facing employees must complete the NYS Life, Accident & Health Insurance course and are licensed insurance agents.
COBRA Administration Specialist (CAS) is required for the Team who manage distribution of COBRA Initial Notices, as well as preparing and distributing the required paperwork to COBRA eligible individuals.